Reach your financial goals faster.

Discover how easy it is to save more money with less effort using our free Automated Money Planner.

Create your free account

Created by Australia's Award Winning Financial Advisors who have been featured in

Your money should work in your best interest

Financial advice seems deliberately confusing so it’s no wonder people feel stuck when it comes money. Cruz.Money will help you gain confidence by first helping you achieve clarity of where your money is going, followed by a simple and realistic plan to reach your goals.

Effortlessly automate your cash flow

Begin achieving your financial goals

Remove the stress out of managing money

Simplify your finances and your life

Create your free account

Spending and saving simplified with
an automated money planner

Live expert coaching

Quizzes to understand your money personality, followed by webinars to answer your questions.

Access to an exclusive community

Join like-minded people in a non-judgemental space, where you can stay motivated and feel empowered.

Clarity on where your money goes

We’ll give you the ‘set and forget’ tools to break down how to spend, save and automate your bills.

Jargon-free financial education

No confusing lingo, just simple steps to get ahead with easy-to follow guides and videos.

Create your free account

Put your money on Cruz control and save with ease

Money is notoriously difficult to manage. Pompous jargon, complex mathematics and conflicting advice is enough to confuse anyone! That’s why Nat Daley and Cody Harmon, two award-winning financial planners, built Cruz. Having discovered where everyday people are getting stuck, the Automated Money Planner is the easy-to-reach stepping tool that can help anyone reach their financial goals.

Helped hundreds of everyday Australians reach financial goals

Australian Financial Planners of the Year 2016 & 2020

Over 30 years experience combined into one simple tool

Begin managing your money in 4 simple steps:

Put your money on cruz control today.

Create your free account

1. Create a free account

Saving money shouldn’t cost you money

2. Complete the Automated Money Planner

Discover how much you spend and save

3. Automate your money

And receive free bonus educational content

4. Reach your financial goals

Save more money with less effort!

Our track record speaks for itself

"I was always very cautious about the services that financial advisers provided but Cody has been fantastic from day one. He is very efficient and trustworthy but most importantly he really knows his stuff!"

Robert De Brincat

XLAM Engineering

Reach your financial goals faster.